I met an enormously interesting man three years ago while visiting a friend in south Florida. He was eighty -two years old and honestly appeared to be no more than fifty-five. His story was movie material. He came to America with less than three dollars to his name after escaping the tyranny of Nazi Germany. He witnessed his sister and mother being killed in a forest as the three of them sought refuge. Two decades later, he had become one of our nation's largest sweater manufactures and also one of our most respected art collectors and sponsor of the arts. I'm sure there was no such advantage like unsecured business funding back when he started. He said he convinced himself to work hard and to not spend money loosely until the money was not an issue.