If you were seeking employment, would you simply throw a dart at the want ads and persue that position? I don't think so. I'll bet you'd look for a specific job description and direct your quest to the best possibility. The same approach applies to obtaining funds for you business. If you think you can walk into a bank and expect to walk out with a loan without doing your due diligence, you may as well stop at the next 7 eleven and buy a lottery ticket. This is why experts like Hawkeye Management exist. They will get you prepared to show how to qualify for everything from an unsecured business loans to an unsecured creit line for your business.