The old adage informing us it is not what you know but who you know has never been more true than now when you are finally hearing about infinite banking. It was because you didn't know the right people that you never had the opportunity to know about this tightly held secret. It was a matter of their thinking that the fewer people that were in on this process, the better off they would be. I haven't figured out the hows and whys, but I'm sure they had their reasons and they weren't to benefit us. I would love to believe that our society is truly democratic, but when stuff like this surfaces, my poetic sense of equality and balance is greatly shaken.