If what my son-in-law tells me is accurate, I have a good chance of getting an unsecured business line of credit from a lender that is right here in my home town. It couldn't have come at a better time. I think if I got any kind of a loan a year or two ago, the interest rate probably would have buried me. Now that rates are more and more reasonable, I really have a chance of making this little distribution business of mine work. It must be a sign that the econmy is improving. I don't think the lenders want to get caught up in the havoc loose credit caused just a short time ago.