Non-profits are never without a struggle to survive. In a society that speaks so highly of charitable and community minded organizations, the hypocracy of the public is despicable. Certainly, there are a few who give unselfishly, but we must admit, they are usually of such extensive means that they either find tax relief in giving or have so much wealth the donation is unnoticed. I don't mean to be such a cynic, but the record supports my suspicions. When was the last time you heard of a non-profit recieving one of your bank's unsecured business loans? To the rare pure of heart out there who give for the art of giving, please forgive me.